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What Can Personal Growth Teach Us About Financial Growth?

Writer's picture: Clear Financial PartnersClear Financial Partners
Feb 171 min read

Full Episode:

Just The Answer:


How can the principles of personal growth impact your financial journey? Join Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, as they explore how the lessons from personal development can have a powerful impact on our financial decision-making and long-term growth.


 

Important Disclosures

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This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Not affiliated with or endorsed by the Social Security Administration or any other government agency. Please contact a qualified tax advisor or estate planning attorney.​

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Securities offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA insurance license # 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

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Important Information and Form CRS

Business Continuity Plan

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IMPORTANT CONSUMER INFORMATION

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An investment adviser (RIA) or investment advisor (IA) representative may only transact business in a state if first registered, or if it is excluded or exempt from state broker/dealer, investment adviser or IA registration requirements as appropriate. Follow-up and/or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of an investment adviser or IA rep, a consumer should contact their state securities law administrator.

Links are provided as a convenience and are for informational purposes only. These links are not a part of the Clear Financial Partners, Inc., ClearFP Advisors, LLC and/or ClearFP Life, LLC’s web site nor are they monitored by Clear Financial Partners, Inc., ClearFP Advisors, LLC., and/or ClearFP Life, LLC.  These companies do not guarantee the accuracy or completeness of any data obtained, and accept no responsibility for the content, or the use, of the web site. These companies assume no liability for any inaccuracies, errors or omissions in or from any data or other information provided on the pages, or for any actions taken in reliance on any such data or information.

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​Annuities


Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 10 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

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​Alt Investments

Investing in alternative assets involves higher risks than traditional investments and is suitable only for sophisticated investors. Alternative investments are often sold by a prospectus that discloses all risks, fees, and expenses.  They are not tax-efficient, and an investor should consult with his/her tax advisor prior to investing. Alternative investments have higher fees than traditional investments and they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain and should not be deemed a complete investment program. The value of the investment may fall as well as rise and investors may get back less than they invested.

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In explanation of comments regarding Tim Clairmont’s international recognition by industry leaders - Tim has been asked to speak and has received accolades for speaking to financial planning and insurance professional audiences in the Philippines, India, Africa, the UK, Australia, and China.

 

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